The FAIR and EASY Solution to Healthcare and Prescription Coverage

Partnering with businesses and healthcare providers to lower costs, broaden access, and improve care

A novel Approach

PERMA FAIR can save self-funded employee benefit plans up to 25% on healthcare costs


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Realize the Benefits

The Fair Solution

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Lowering Costs, Improving Efficiencies

The PERMA FAIR solution goes beyond simply negotiating fair and reasonable rates. We also help eliminate unnecessary fees, clarify opaque billing practices, and streamline claims and payment processes, saving time and money for businesses and providers alike.

  • Our Custom Health & Benefit Network Design can save you as much as 25% on healthcare
  • Administration, claims and HR support provided every step of the way
  • No healthcare network restrictions and no referrals needed
  • Our dedicated team makes transition and implementation easy
  • Robust Stop Loss protection

Work with Us

Why PERMA FAIR?

We take the hassle out of healthcare. Our experienced team makes transitioning easy by handling everything from plan administration, claims, and HR assistance to dispute resolution, legal support, and more. We work alongside you every step of the way.


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See how much FAIR solutions can save your business and
employers on standard medical procedures and care.

Our Resources

  • Why I joined PERMA FAIR

    The healthcare system in the United States is often overwhelming — defined by complex regulations, rising costs, and processes that can feel far removed from the needs of patients and families. I have experienced that reality from multiple perspectives: as a professional within the health insurance industry and as a parent who has relied on the system to care for my own family.

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  • Why I joined PERMA FAIR

    Healthcare in the United States is complicated, expensive, and too often frustrating for the very people it’s meant to serve. I know that firsthand, not just as a professional in the health insurance industry, but as a member myself. I began my career working in health insurance as an Administrative Assistant, supporting leadership, and learning how the system works behind the scenes. Later, I moved into a role at a large insurance company, where I expected better access, clearer answers, and more support. Instead, what I experienced was the opposite.

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  • Cut Through the Noise: Why Indexed Reimbursement is the Future of Fair Benefits

    The latest national pricing data confirms what many employers already suspect: the same medical procedure can cost two to nine times more depending on the hospital, insurer, or even the contract. A bypass surgery at one Boston hospital, for instance, billed Aetna members nearly $50,000 less than UnitedHealthcare members, according to a recent Fierce Healthcare report on Trilliant Health’s transparency analysis

    Read More

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